When people insure their homes, they must carefully read the fine print.

The most obvious issues that will cost homeowners money are addressed.

Flood damage, on the other hand, is frequently not.

This forces people to purchase specialised insurance or face significant financial losses in the event of a disaster.

These barriers become more visible as the number of floods increases. Mold is another potentially costly condition.

"While home insurance typically covers a variety of common hazards, don't get too confident—it may not cover every mishap that comes your way."

Mold can be caused by a variety of factors.

Leaks, humidity, leaking appliances, and major flooding from outside are among them.

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